Breast augmentation remains one of the most popular plastic surgery procedures today. Women love the additional curves they achieve with this procedure, but the cost can be a concern. The good news is that women have numerous options to finance their breast augmentation, allowing them to get the body they want now without worrying about breaking the bank. This blog covers breast augmentation financing to help you make the right financial choice for you.
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Preparing for Breast Augmentation Cost Before Surgery
The cost of breast augmentation varies, based on factors such as:
- Experience and expertise of your plastic surgeon
- Geographical location of your surgery
- The type of implant you choose
- Whether an absorbable mesh would be needed for support of larger implants
- The type of anesthesia used for your surgery
- Whether you get a combination of augmentation with a breast lift or other body contouring procedure
While shopping around for surgeons with the lowest prices may seem like a good way to save on your breast surgery, it may end up affecting the quality of your results, leading to future revision procedures that will end up costing you more. We recommend always choosing the most qualified doctor for your procedure to ensure a safe, high-quality outcome.
When you discuss cost with your breast augmentation surgeon, make sure the price you are quoted includes all potential fees, including breast implant costs and possibly absorbable mesh costs, light therapy, anesthesia, and the facility expense. Dr. Paydar will provide you with a complete cost estimate at your initial consultation, once you create your customized surgical plan. You can use that estimate to consider your options in breast augmentation financing before your surgery.
Does Insurance Cover the Cost of Breast Augmentation?
Since breast augmentation is a cosmetic procedure, insurance plans will not cover any of the cost of the surgery. The only exception is women who are seeking breast reconstruction after a mastectomy. Under the Women’s Health and Cancer Rights Act of 1998 (WHCRA), insurance plans must provide coverage for breast reconstruction in connection with a mastectomy. If you fall into this category, talk to your insurance company to learn more about possible coverage.
Options in Financing for Breast Implants
Plastic surgery financing companies offer low-interest options for procedures like breast augmentation. At Paydar Plastic Surgery & Dermatology, we offer the following financing options:
ALPHAEON® CREDIT
ALPHAEON® CREDIT is a popular option for plastic surgeons, dermatologists, dentists, and ophthalmologists. Approval is quick, and the company offers a variety of monthly payment options. Special financing and higher credit lines allow you to use your credit card for multiple procedures if you choose.
CareCredit®
This health and wellness card also offers flexible financing options and is accepted at thousands of locations. The application process is easy, and credit decisions are provided immediately. CareCredit® is also accepted at numerous retailers, making it easier for you to fill prescriptions for your procedure.
PatientFi®
PatientFi® markets itself as “the friendly way to pay” with friendly monthly plans, including zero-interest plans. The company offers full transparency, so patients can see what they qualify for before committing to a plan. Patients can apply, get approval, and use their funds all on the same day.
Personal Financing Options
In addition to medical financing companies, patients can opt for a personal loan from their bank or credit union. This approach may offer a lower interest rate, particularly if you are a credit union member. Some patients also consider using their personal credit cards to pay the bill, but this option usually has the highest interest rate and is not typically recommended by most doctors.
Learn More About Breast Augmentation Financing in Newport Beach
Dr. Keyian Paydar is a board-certified plastic surgeon committed to helping his Newport Beach patients look and feel their absolute best. We want every patient to be able to afford the procedures they want, so we work with you to streamline processing and account management, making things as easy and affordable as possible. To learn more, call our office at (949) 755-0575 or complete our online contact form.
